Best Personal Finance Tools

Acorns

4.3 rating

Acorns is a micro-investing platform that automatically rounds up everyday purchases and invests the spare change into diversified portfolios, making investing accessible to beginners.

Copilot Money

4.2 rating

Copilot Money is a premium personal finance app that tracks spending, cash flow, net worth, and investments in one place with a clean, intuitive interface.

Empower Personal Dashboard

4.2 rating

Empower (formerly Personal Capital) offers a free financial dashboard for tracking net worth, investments, spending, and retirement planning alongside paid wealth management services.

FreeTaxUSA

4.2 rating

FreeTaxUSA offers free federal tax filing for all tax situations with affordable state filing, making it the best budget option for DIY tax preparation.

H&R Block

4.2 rating

Online tax preparation and filing platform providing step-by-step guidance for federal and state income tax returns with professional support options.

Investopedia

4.2 rating

Financial education website with expert-written articles, investment tutorials, market analysis, and tools covering personal finance and investing literacy.

M1 Finance

4.2 rating

M1 Finance blends robo-advisory automation with self-directed investing, allowing users to create custom portfolio 'pies' with automatic rebalancing, plus banking and borrowing features.

Monarch Money

4.2 rating

Monarch Money is a comprehensive personal finance platform that combines budgeting, investment tracking, net worth monitoring, and collaborative financial planning in one dashboard.

NerdWallet

4.4 rating

Comprehensive personal finance platform offering expert-reviewed comparisons of credit cards, mortgages, banking products, insurance, and investment tools.

PocketGuard

4.2 rating

PocketGuard is a budgeting app that uses a zero-based framework to show users exactly how much spendable money they have after covering bills, debt payments, and savings goals.

YNAB

4.2 rating

You Need A Budget (YNAB) is a budgeting app that teaches users to assign every dollar a job, break the paycheck-to-paycheck cycle, and gain full control of their finances.

YNAB (You Need A Budget)

4.2 rating

Personal finance app that helps users manage money through the budgeting method of assigning jobs to every dollar, reducing financial stress and improving spending decisions.