Best Personal Finance Tools

Cash App Taxes

4.2 rating

Free tax filing service (formerly Credit Karma Tax) offering completely free federal and state tax returns with no upsells or hidden fees.

Credit Karma

4.2 rating

Free financial platform offering credit score monitoring, personalized product recommendations, and tools for managing credit, loans, and taxes.

Credit Sesame

4.2 rating

Free financial platform offering daily credit score monitoring, credit reports, and personalized recommendations to help users improve their credit health.

Debt Payoff Planner

4.2 rating

Personal finance app by OxbowSoft that helps users eliminate debt using snowball or avalanche payoff strategies.

Discover Bank

4.2 rating

Online banking division of Discover Financial Services offering high-yield savings accounts, checking accounts, CDs, and money market accounts with no fees.

Empower

4.2 rating

All-in-one personal finance platform for investment tracking, retirement planning, and budgeting used by 19.5 million users.

Experian

4.2 rating

Consumer credit bureau and financial platform offering free credit reports, FICO scores, identity protection, and credit-building tools.

Fina Money

Unrated

Highly adaptable personal finance tracker offering maximum flexibility for managing money and budgeting.

GnuCash

4.2 rating

Free, open-source double-entry accounting software for personal and small business financial management with comprehensive reporting, multi-currency support, and investment tracking.

Goodbudget

4.2 rating

Virtual envelope budgeting app that syncs across devices for tracking spending, saving for goals, and sharing budgets with family.

IdentityForce

4.2 rating

Comprehensive identity theft protection service by TransUnion offering credit monitoring, dark web surveillance, SSN alerts, and identity restoration support.

Kubera

4.2 rating

Personal balance sheet platform for managing diverse assets across banks, investments, crypto, real estate, and alternative holdings in one unified view.

MarketWatch

4.2 rating

Financial news website and market data platform from Dow Jones providing real-time stock quotes, business news, and investment analysis.

Policygenius

4.2 rating

Independent insurance marketplace for comparing and buying life, home, auto, and disability insurance policies online with licensed advisor support.

Qoins

4.2 rating

Financial wellness app that helps users automatically pay off debt by rounding up everyday purchases and applying the spare change to outstanding loans.

Robinhood

4.1 rating

Commission-free investing app for US stocks, ETFs, options, and crypto with no account minimums and fractional share trading.

SoFi

4.2 rating

Digital personal finance platform offering banking, investing, student loan refinancing, and financial planning tools in one integrated app.