Payoff

Payoff

software
★★★★4.2(719 reviews)

About

Personal loan product from Happy Money for consolidating credit card debt, with fixed rates from 7.95% APR and loan amounts from $5,000 to $40,000.

Pros

  • +Soft pre-qualification check with no credit impact
  • +May improve credit scores by reducing utilization

Cons

  • -Loan amounts capped at $40,000
  • -Requires credit approval
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Details

HeadquartersUnited States
Typesoftware

Pricing

Model

paid

Platforms

web

Community

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