myFICO
softwareAbout
Official FICO consumer platform providing credit scores from all 3 bureaus, 24/7 monitoring, score simulators, and identity theft protection.
Overview
myFICO gives consumers direct access to their FICO scores from all three bureaus, matching what most lenders see. The subscription cost and absence of VantageScore tracking are common user concerns.
Pros
- +Official FICO scores used by 90% of top lenders
- +Free tier includes score and monitoring with no credit card required
Cons
- -Ongoing score monitoring requires a paid monthly subscription
- -Only tracks FICO scores and does not include VantageScore
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Details
Pricing
Model
freemium
Platforms
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